About 1,000 car accidents occur in Florida every day, according to a report from Florida Highway Safety and Motor Vehicles. Sadly, some of these accidents end in serious injuries or fatalities.

If you are Googling “lawyer for car accidents in South Florida,” you may be going through the aftermath of a car crash, complete with injury, shock, and uncertainty about your next steps. Peter Dyson, a car accident attorney, explains what you should do after a car accident and how Dyson Law, PLLC, can help protect your rights.

1. Stay Safe

Immediately after a crash, your first impulse may be to get out of the car and assess the damage. However, before you do that, make sure you are in a safe place to protect yourself and others. If you can do so safely, move your vehicle off the road to avoid a traffic block or a chain accident.

2. Report the Accident and Get Medical Care

In Florida, you must report any car accident that resulted in death, injury, or property damage to the police or Florida Highway Patrol. If you feel any pain, notify the responding officer, and request a copy of the report later. This report can play a significant role in your insurance claim.

Call an ambulance and get to the ER immediately if you experience pain, bleeding, swelling, blurred vision, or dizziness. At the very least, visit a physician, even if it feels like you’ve only suffered minor injuries. Some conditions, like concussion, may not be immediately apparent. Furthermore, you will need timely and detailed post-accident medical reports to present a strong claim.

3. Collect Evidence

If it’s safe and you can do so, gather any relevant evidence immediately after a car crash while it’s readily available. The evidence you collect will help your car accident attorney build your case. Useful evidence includes:

    • Photos of your car and any other vehicles involved in the accident, including IDs
    • Photos of the accident scene and any landmarks
    • The names and contact details of any witnesses on the scene

4. Write It Down

As soon as possible, write down all you remember about the accident, down to the minor details. Writing this information down as soon as possible is crucial because you may forget essential points after time passes.

5. Contact a Car Accident Lawyer

Depending on your insurance policy, you may need to call your insurance provider immediately after an accident, or you risk losing your eligibility for coverage. However, choose your words carefully when talking to your insurance company representative.

Insurance companies will always look for loopholes that allow them to minimize or deny your claim. They may latch on to contradictions between an initial and a later statement or phrases like “I don’t think my injury is very serious” to pay as little as possible.

Keep your communication with your insurance provider to the minimum, and never sign any agreement until you call your attorney for advice.

What If Insurance Denies Your Claim?

Contact your car accident lawyer immediately if the insurance company denies your claim. Your attorney can explain the upcoming steps in pursuing a lawsuit against the negligent driver or insurance company.

After an insurance company denies a claim, victims have legal recourse to pursue the appropriate compensation for their injuries. Attorneys on both sides of the case have ample time to gather evidence, testimony, and expert statements. The insurance company may offer a settlement during this period before a case ever reaches trial.

Why Dyson Law, PLLC?

Clients from Delray Beach and across Palm Beach County choose Dyson Law because we offer:

    1. Experience. Our law firm has handled many diverse cases in its years of practice, including personal injury, private disability insurance disputes, life insurance disputes, and probate litigation.
    2. Attorney-client relationship. Dyson Law takes on a limited number of cases, which allows us to invest more in each case and give higher value to each client.
    3. Assertive representation. Our legal team has your back in any scenario, whether negotiating a settlement or filing a lawsuit.
    4. Advanced technology. We use the latest tools to keep track of your case and ensure smooth communication.
    5. No upfront costs. You only pay when we reach a settlement or win your suit.

Dyson Law, PLLC: We Tackle Insurance Companies While Clients Work to Get Better

If you were involved in a car accident, you may face pain, trauma, missed work, and overwhelming medical expenses. Throughout this trying time, you need an experienced attorney for car accidents to protect your rights. At Dyson Law, PLLC, we will handle negotiations with your insurance company and help you evaluate the possibility of a civil lawsuit, combining an old-school work ethic with the latest technology. Let us tackle your insurance company while you work to get better.

To schedule your free case consultation with Dyson Law, PLLC, call us at (561) 498-9979 or fill out our online form.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd STE 103
Delray Beach, FL 33446
(561) 498-9979
https://www.dysonlaw.com/

You’re doing all the right things when it comes to having the required amounts of car insurance on your vehicle, and you expect others on the road to do the same. But you just learned that your friend was on his way to work when his car was hit by a driver who ran a red light, and now his car is totaled.

And if that wasn’t bad enough, your friend discovered that the at-fault driver was uninsured. You’re beginning to wonder if the coverage you thought was adequate is enough to cover your medical expenses and car repairs or replacement if this were to happen to you.

Car accident lawyer Peter Dyson has years of experience serving car accident victims in South Florida. In this article, Dyson explains how uninsured and underinsured motorist coverage (UM) works in Florida and how he can help you if you’ve been in a car accident.

What is UM in Florida?

UM is an optional coverage that you can add to your auto insurance policy in Florida. UM applies to you, your relatives who live with you, and anyone who uses your car. UM compensates you for injuries sustained in a car accident where the at-fault driver is uninsured (has no insurance) or underinsured (not enough insurance).

According to the Insurance Information Institute, an estimated 20.4% of all motorists in Florida do not have UM in the event of an accident. Although not required by the state of Florida, any competent car accident lawyer would recommend increasing your standard coverage and adding UM to your policy without delay.

UM can be used to pay for:

    • Medical expenses, both present and future
    • Lost wages
    • Pain and suffering
    • Future loss of earning potential

Benefits of UM

Because UM protects you in an injury accident caused by an uninsured or underinsured driver, the main benefit of having it is that you will have the money you need regardless of who is at fault. Even though Florida is a no-fault state, you may require additional funds to cover medical expenses, lost wages, and other expenses after your Personal Injury Protection (PIP) coverage has been exhausted. In such a case, UM can help. It can protect you from incurring unnecessarily high financial costs due to another driver’s negligence.

How Can I Get Fair Compensation for Medical Bills from UM After an Accident?

Receiving compensation for your accident claim starts with your insurance agent before the accident. When was the last time you updated your policy? Consider increasing certain existing coverages and add UM if you don’t already have it.

After an accident, you want to find a personal injuries lawyer with experience in representing car accident victims. Once you find a lawyer for a car accident, describe the events of the accident and email any pictures you have of the scene and damage. Your car accident lawyer can reconstruct the events of the accident and begin building your case.

If the other driver who caused the crash (tortfeasor) has insurance, you may have to sue them to receive appropriate compensation for your claim.

However, suppose the other driver does not have insurance or assets to cover your losses or injuries in the accident. In that case, you may go through your insurance to recover your damages or medical expenses if you have UM.

If your insurance company doesn’t provide adequate UM, you can file a civil remedy notice with the state. This allows the insurance company to fix their mistake. It is the first step to possibly collect over your policy limits after a jury verdict determines your damages.

With the assistance of an experienced car accident lawyer, you may be able to settle your case quickly. Your lawyer for a car accident can help you navigate the many different strategies to receive fair compensation for your injuries after a car accident.

Statute of Limitations for Filing a Claim for Car Accidents

To file a claim, you have up to four years from the date of the accident. You cannot file a claim or collect damages after the statute of limitations has expired. It’s best to start the process immediately after the accident while the evidence remains fresh. It will also allow you to collect damages sooner, replace the lost income, and pay medical bills. Many people discover that filing the case well before the statute of limitations is the key to reducing stress following an automobile accident.

Contact Dyson Law, PLLC for a Car Accident Attorney in South Florida

When you are involved in a car accident with an uninsured or underinsured driver in Florida, it is essential to have an experienced car accident attorney on your side from the beginning. Your attorney will deal with your insurance company to ensure you receive compensation.

The attorneys at Dyson Law, PLLC have years of experience working with insurance companies, various insurance policies, and individuals who need to file insurance claims. If you or a loved one has been injured in a car accident, contact Dyson Law, PLLC today. We can guide you through the intricate process of maximizing your insurance claim.

You can reach us by calling (561) 498-9979 or online to schedule your free case consultation. We also have some helpful YouTube videos you can access here.

Copyright © 2022. Dyson Law, PLLC. All rights reserved.

The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.

Dyson Law, PLLC
15300 Jog Rd, Suite 103
Delray Beach, FL 33446
(561) 498-9979
https://www.dysonlaw.com/